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Consumer Loans

You will find that Community State Bank offers a variety of consumer loans to satisfy your financing needs. We are eager to help you achieve your dream with a wide variety of installment loans at competitive rates. Because we are your local community bank, you will get a quick response to your loan application. All loans are subject to credit approval. We are committed to meeting all of your borrowing needs and will give you the personal attention you deserve. Community State Bank. Where local matters.

Automobile

CSB provides loans for automobiles, vans and trucks. Rates are determined by the year of the vehicle and the applicant’s credit quality. Credit Life Insurance* and Accident and Health Insurance*are available to provide additional financial security. Customers selecting automatic payments from a CSB checking or savings account will qualify for a .25% rate reduction.

  • Automobiles, vans and trucks
  • Competitive fixed interest rates
  • .25% rate reduction when payments automatically deducted from a CSB account

N.A.D.A. — Official New and Used Car, Boat and RV Appraisal Guide

RV’s and Watercraft

CSB provides loans for boats, personal watercraft, and all recreational vehicles. Rates are determined by the year, term and applicant’s credit quality. Credit Life Insurance* and Accident and Health Insurance* are available to provide additional financial security. Customers electing automatic payments from a CSB checking or savings account will qualify for a .25% rate reduction.

  • Boats, personal watercraft, and all recreational vehicles
  • Competitive fixed interest rates
  • .25% rate reduction when payments automatically deducted from a CSB account

Personal – Secured or Unsecured

Personal purpose loans are available for purchasing furniture, a new computer or lawn & garden equipment, to name a few. Rates and terms are determined based on the requested amount and the applicant’s credit quality. Credit Life Insurance*, Accident and Health Insurance* are available to provide additional financial security. Customers electing automatic payments from a CSB checking or savings account will qualify for a .25% rate reduction.

  • You decide the need
  • Fixed interest rate
  • .25% rate reduction when payments automatically deducted from a CSB account

* * *Credit Life and Accident and Health Insurance products are:

  • Not a deposit
  • Not FDIC – Insured
  • Not Insured by any Federal Government Agency
  • Not guaranteed by the bank
  • May go down in value