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Personal Loans

Personal Loans

We specialize in lending, so we have a program that is right for you, your budget and your lifestyle.

Fixed Rate Mortgage Loans

Fixed rate loans give you the assurance that your interest rate will never change for the life of the loan.

  • Multiple terms available
  • Rate fixed for the life of the loan
  • Programs to fit your needs

Construction Loans

5 Minute Loan Application

Community State Bank offers a construction loan with features that you won’t find from others.

  • Unlimited draws
  • Low closing costs
  • Personal service from start to finish

Home Equity Fixed Rate Loan

Community State Bank offers multiple terms.

  • Fixed monthly payment
  • Competitive fixed interest rate
  • Consult your tax advisor for possible tax savings

Home Equity Line of Credit

A home equity line of credit acts like a personal line of credit.

  • Open line of credit – you decide how much to withdraw
  • Competitive variable interest rate -  based on Wall Street Prime plus percentage points based on credit history & amount borrowed
  • Consult your tax advisor for possible tax savings

 Consumer Loans

You will find  a wide variety of installment loans at competitive rates to satisfy your financing needs.

  • Automobiles, vans and trucks
  • Boats, personal watercraft, and all recreational vehicles
  • Personal – Secured or Unsecured

CSB Hometown Visa® Credit Card

You will appreciate this No Gimmicks credit card with its low fixed interest rate for purchases and transfers.

  • NO annual fee
  • NO introductory gimmicks
  • NO fees for balance transfers