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Home Possible Mortgages

Looking For A Responsible, Low Down Payment Mortgage?

Talk to us about our competitive financing options for low- and moderate-income borrowers and first-time homebuyers.

Owning a home means more than just having four walls and a roof. It means giving you the security that you own your home and that you are planting roots in your community.  

As your local community bank, we offer Freddie Mac’s Home Possible® Mortgages that allow low down payment options to make it easier for you to buy the home of your dreams and plant your roots.

Home Possible® Mortgages offer special affordability features including:

  • Stable monthly payments with a fixed-rate mortgage
  • Reduced mortgage insurance coverage levels
  • Flexible closing cost funding options
  • No cash-out refinancing

Plant Roots In Your Community - Where Local Matters

We are proud to offer Freddie Mac’s Home Possible® Mortgages to the many families in our local communities including:

  • First-time homebuyers and low- and moderate-income borrowers
  • Community Service Providers such as teachers, law enforcement officers, firefighters, and health care workers
  • United States Armed Forces

Because we are your local community bank, we believe in planting roots in our communities. We’ll work with you to provide the best solution to meet your needs.

Get started today! Complete your 5 minute loan checkup form below or call, visit or email us.




  •  (989) 781-2350​ 

Home Possible Mortgage – 5 Minute Loan Checkup Form

(We can only process loan checkups in Michigan. Thank you.) 
* Required

We are proud to offer Freddie Mac’s Home Possible® Mortgages. Offer is subject to change without notice. Offer available only to consumers who are purchasing property as a primary residence.
©Freddie Mac 2008