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MortgageAre you ready to purchase or build a new home, or are you thinking about refinancing your current home? You will find a variety of loan products to fit your dreams and budget. As your hometown bank, we handle everything locally. Community State Bank where local matters.

Fixed Rate Mortgage Loans

Fixed rate loans give you the assurance that your interest rate will never change for the life of the loan. Community State Bank offers fixed rate terms, please contact your local branch for additional details.


Construction Loans

Community State Bank offers a One Year Construction Loan with features that you won’t find from others, like unlimited draws, local application, quick response time and low closing costs. Once your construction is complete, we make it easy for you to apply for permanent financing with us.


Home Improvement Loans

Community State Bank offers Home Improvement Loans through the Michigan State Housing Development Authority Home Improvement Loan Program.


Home Equity Loans

Home Equity Loans are most often used to remodel your home, consolidate debt and pay for college tuition. You decide how this loan will work for your needs, lifestyle and budget.