Community State Bank of St. Charles specializes in real estate lending. We help thousands of our customers achieve their dreams every day. Whether you are seeking a mortgage loan, a home improvement loan, or a home equity loan we have a CSB lending program that is right for you. You’ll find financing for an automobile, recreational vehicle or watercraft. And you’ll find all of our loans at competitive rates, including student loans, VISA® and MasterCard® credit cards, and other personal loans.
Are you ready to purchase or build a new home, or are you thinking about refinancing your current home? You will find the a variety of loan products to fit your dreams and budget at Community State Bank. As your hometown bank, we handle everything locally.
Home Equity Loans
Home Equity Loans are most often used to remodel your home, consolidate debt and pay for college tuition. You decide how this loan will work for your needs, lifestyle and budget. Whatever the reason, by using the equity in your home, you may qualify for a sizeable amount at a low interest rate. Depending on your situation, the interest paid on this loan may be tax deductible. You will want to consult with your tax advisor.
Financing for all types of consumer needs. We are eager to help you achieve your dream with a wide variety of installment loans at competitive rates.
Introducing your “Hometown” VISA®. We offer a very competitive rate at just 9.9% APR with no annual fee.