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RATES - SAVINGS & CHECKING
Interest Rates and Annual Percentage Yields are current as of 05/07/2008 and are subject to change. For current rate information call (989) 865-9945. This chart is intended for informational purposes only. It does not take the place of the formal Truth-in-Savings Disclosures. Please contact us to request complete account information.
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Account Balance |
Rate |
APY |
Minimum Opening Balance |
Minimum to Earn Interest |
| Smart Choice Checking & In Club Checking |
| $700 or More all Month |
.15% |
.15% |
$25.00 |
$25.00 |
| Good Life Checking |
| All Balances |
.15% |
.15% |
None |
None |
| Money Market Checking |
| Under $2,500 |
.15% |
.15% |
$2,500 |
None |
| $2,500 or more |
.65% |
.65% |
$2,500 |
None |
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Account Balance |
Rate |
APY |
Minimum Opening Balance |
Minimum to Earn Interest |
| Personal/Business Money Market Savings |
| Under $2,500 |
.30% |
.30% |
$2,500 |
None |
| $2,500 - $24,999 |
1.00% |
1.00% |
$2,500 |
None |
| $25,000 - $49,999 |
1.20% |
1.21% |
$2,500 |
None |
| $50,000 or More |
1.60% |
1.61% |
$2,500 |
None |
| $100,000 or More |
2.10% |
2.12% |
$2,500 |
None |
| Personal/Business Statement Savings |
| Under $50,000 |
.30% |
.30% |
None |
None |
| $50,000 or More |
.55% |
.55% |
None |
None |
| Passbook Savings |
| All Balances |
.30% |
.30% |
None |
None |
Interest rate may change after the account is opened. Fees could reduce earnings on the account.
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