PERSONAL LOAN CENTER 
Financing for all types of consumer needs. We are eager to help you achieve your dream with a wide variety of installment loans at competitive rates. We are able to give you a quick response to your loan application. All loans are subject to credit approval. We are committed to meeting all of your borrowing needs and will give you the personal attention you deserve.
Automobile
CSB provides loans for automobiles, vans and trucks. Rates are determined by the year of the vehicle and the applicant's credit quality. Credit Life Insurance* and Accident and Health Insurance*are available to provide additional financial security. Customers selecting automatic payments from a CSB checking or savings account will qualify for  a .25% rate reduction.
N.A.D.A. -- Official New and Used Car, Boat and RV Appraisal Guide
RV's and Watercraft
CSB provides loans for boats, personal watercraft, and all recreational vehicles. Rates are determined by the year, term and applicant's credit quality. Credit Life Insurance* and Accident and Health Insurance* are available to provide additional financial security. Customers electing automatic payments from a CSB checking or savings account will qualify for a .25% rate reduction.
Personal - Secured or Unsecured
Personal purpose loans are available for purchasing furniture, a new computer or lawn & garden equipment, to name a few. Rates and terms are determined based on the requested amount and the applicant's credit quality. Credit Life Insurance*, Accident and Health Insurance* are available to provide additional financial security. Customers electing automatic payments from a CSB checking or savings account will qualify for a .25% rate reduction.
Student Loans
You may need to borrow to meet your long-terms goals for college tuition. By participating in the Federal Stafford Loan Program, Community State can help make those goals obtainable. Stafford Loan rates are set annualy on July 1st by the government. There are three different types of loans
Subsidized Loan: A Subsidized loan is one where the interest is paid by the government while the student maintains at least 1/2 time status at a credited college. Repayment is to begin six months after the student graduates or drops below 1/2 time status.
Unsubsidized Loan: An Unsubsidized loan is one where the student is responsible for the interest while they are in school. The Interest can be paid monthly or capitalized and added to the loan when put into repayment. Repayment is to begin six months after the student graduates or drops below 1/2 time status.
Plus Loan: A Plus loan is the parent loan for the student. The parent is responsible for this loan and repayment begins immediately
Before you apply for the Federal Stafford Loan, you will have to fill out a FAFSA application. This is a Federal document that can be completed online, at www.fafsa.ed.gov.
When filling out your student loan application Community State Bank's Lender ID number is 818223.
Contact our Office for additional information at (989)865-9945 or Contact Us
* * *Credit Life and Accident and Health Insurance products are:
Not a deposit
Not FDIC - Insured
Not Insured by any Federal Government Agency
Not guaranteed by the bank
May go down in value
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