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RATES - HOME EQUITY LOANS

Rates effective as of 05/07/2008

Home Equity Loan Rates
Type	Amortization	Rate	Annual Percentage Rate
Equiline 5M to 24, 999	Up to 10 years	6.00%	6.00%*
Equiline 25M to 49,999	Up to 10 years	5.75%	5.75%*
Equiline 50M to 150M	Up to 10 years	5.50%	5.50%*
Closed End	Up to 7 Years	7.25%	7.2759%
Closed End	Up to 10 years	7.75%	7.7701%
Closed End	Up to 12 Years	8.25%	8.2684%
5 Year Balloon Closed End	15 Years	6.50%	6.50%
FHA Title 1	Up to 5 Years	9.25%	9.6569%
FHA Title 1	Up to 10 Years	9.75%	9.9752%
FHA Title 1	Up to 15 Years	10.25%	10.4269%

** Annual Percentage Rate may be increased after consummation.

All rates are subject to credit score and may be higher if credit score does not meet or exceed 660.

This update is intended for information purposes only. It does not take the place of the formal Truth-in-lending Disclosures setting forth the specific terms applicable to individual transactions.
All rates are subject to change, for exact rates please contact your closest Community State Bank Branch.

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