Credit Cards
CSB Visa® & Mastercard®
Introducing your "Hometown" VISA® & MasterCard®. We offer a very competitive rate at just 9.9% APR with no annual fee. Conveniently, your application will be handled directly by us. If you have a question, we're here to answer it.
- APR 9.9%* Fixed for Purchases & Balance Transfers
- Annual Fee - Waived
- Minimum Finance Charge $0
- APR 15%* Fixed for Cash Advances
- Cash Advance Fee $0
- Late Fee $25.00
- Immediate Line Increase Fee $25.00
- Special Order Fee $35.00
* If you fail to make a required minimum payment due, we may increase the APR to 17.9%
Overdraft Protection for CSB Checking is $3.00 for each transfer, great security for your checking needs!
Payments can be made by ACH Autopay, from a CSB Checking or Statement Savings at no charge. You arrange how you'd like your bills paid, and it will be paid automatically, choose from:
- Pay in Full
- Pay the minimum payment due
- Pay a fixed amount each month (e.g. $50/month)
Payments can be made at CSB - any branch: inside, drive up, night drop box Payments are posted on the 2nd business day (e.g. - payment made on Monday @ CSB, posted to Credit Card Computer Tuesday and customer has access to funds on Wednesday)
New Accounts receive cards in approximately 1 week Local customer service - call any CSB Branch with questions, drop off payments at any branch.
After hours balance inquiries or lost/stolen cards 1-800-423-7503
Debt consolidation is Simple! Bring in your current credit card bill and we will take care of payment and transfer your balance to your CSB card. No Fee involved.
- Have you lost your card?
Call (800)423-7503 or (800)847-2911
- If Card is found, cut up and send to:
P.O. Box 24747 Tampa, FL 33623
Contact Us or call (989)865-9945 for additional information.

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