RATES - SAVINGS & CHECKING

Interest Rates and Annual Percentage Yields are current as of  12/28/2011 and are subject to change. For current rate information call (989) 865-9945. This chart is intended for informational purposes only. It does not take the place of the formal Truth-in-Savings Disclosures. Please contact us to request complete account information.

Account Balance	Rate	APY	Minimum Opening Balance	Minimum to Earn Interest
Smart Choice Checking & In Club Checking
$700 or More all Month	.10%	.10%	$25.00	$25.00
Good Life Checking
All Balances	.10%	.10%	None	None
Money Market Checking
Under $2,500	.10%	.10%	$2,500	None
$2,500 or more	.10%	.10%	$2,500	None

Account Balance	Rate	APY	Minimum Opening Balance	Minimum to Earn Interest
Personal/Business Money Market Savings
Under $2,500	.10%	.10%	$2,500	None
$2,500 - $24,999	.10%	.10%	$2,500	None
$25,000 - $49,999	.20%	.20%	$2,500	None
$50,000 or More	.25%	.25%	$2,500	None
$100,000 or More	.30%	.30%	$2,500	None
Personal/Business Statement Savings
Under $50,000	.10%	.10%	None	None
$50,000 or More	.25%	.25%	None	None
Passbook Savings
All Balances	.10%	.10%	None	None

 

Interest rate may change after the account is opened. Fees could reduce earnings on the account.