Rates- Individual Retirement Account (IRA)
Interest Rates and Annual Percentage Yields are curent as of 12/23/2008 and are subject to change. For current rate information call (989) 865-9945. This chart is intended for informational purposes only. It does not take the place of the formal Truth-In-Savings Disclosures. Please contact us for complete account information
|
IRA Rates
Interest Penalty may be imposed for early withdrawal |
|
| Term |
Rate |
APY |
Compounding
Frequency |
Minimum
Opening
Balance |
| Fixed Rate IRAs |
|
6 Months |
2.03% |
2.05% |
Quarterly |
$500.00 |
| 9 Months |
3.06% |
3.10% |
Quarterly |
$500.00 |
|
12 Months |
2.08% |
2.10% |
Quarterly |
$500.00 |
|
14 Months |
2.08% |
2.10% |
Quarterly |
$500.00 |
|
18 Months |
2.08% |
2.10% |
Quarterly |
$500.00 |
|
24 Months |
2.23% |
2.25% |
Quarterly |
$500.00 |
|
30 Months |
4.04% |
4.10% |
Quarterly |
$500.00 |
|
36 Months |
2.38% |
2.40% |
Quarterly |
$500.00 |
|
48 Months |
2.72% |
2.75% |
Quarterly |
$500.00 |
|
Variable Rate IRAs |
|
18 Months |
.04% |
.04% |
Monthly |
$0.00 |
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