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CSB Visa®

Introducing your "Hometown" VISA®. We offer a very competitive rate at just
9.9% APR
with no annual fee. Conveniently, your application will be handled directly by us. If you have a question, we're here to answer it.

  •  APR 9.9%* Fixed for Purchases & Balance Transfers
  • Annual Fee - Waived
  •  Minimum Finance Charge $0
  • APR 15%* Fixed for Cash Advances
  •  Cash Advance Fee $0
  • Late Fee $25.00
  • Immediate Line Increase Fee $30.00
  • Special Order Fee $35.00

* If you fail to make a required minimum payment due, we may increase the APR to 17.9%

Overdraft Protection for CSB Checking is $3.00 for each transfer, great security for your checking needs!

Payments can be made by ACH Autopay, from a CSB Checking or Statement Savings at no charge. You arrange how you'd like your bills paid, and it will be paid automatically, choose from:

  • Pay in Full
  • Pay the minimum payment due
  • Pay a fixed amount each month (e.g. $50/month)

Payments can be made at CSB - any branch: inside, drive up, night drop box
Payments are posted on the 2nd business day & backdated to the date received
(e.g. - payment made on Monday @ CSB, posted to Credit Card Computer Tuesday and customer has access to funds on Wednesday)
Payments can also be made online go to www.mycardstatement.com

New Accounts receive cards in approximately 1 week
Local customer service - call any CSB Branch with questions, drop off payments at any branch.

After hours balance inquiries or lost/stolen cards 1-800-423-7503. Or go online to www.mycardstatement.com

Debt consolidation is Simple! Bring in your current credit card bill and we will take care of payment and transfer your balance to your CSB card. No Fee involved.

  • Have you lost your card?
    Call (800)423-7503 or (800)847-2911
  • If Card is found, cut up and send to:
    P.O. Box 24747
    Tampa, FL 33623

Contact Us or call (989)865-9945 Extension 4020 for additional information.

A copy of our Credit Card Agreement is available upon request Please call 989-865-4020 or write to PO Box 10 Saint Charles, MI 48655