Credit Cards

CSB Visa®

Introducing your "Hometown" VISA®. We offer a very competitive rate at just
9.9% APR with no annual fee. Conveniently, your application will be handled directly by us. If you have a question, we're here to answer it.

•  APR 9.9%* Fixed for Purchases & Balance Transfers
• Annual Fee - Waived
•  Minimum Finance Charge $0
• APR 15%* Fixed for Cash Advances
•  Cash Advance Fee $0
• Late Fee $25.00
• Immediate Line Increase Fee $30.00
• Special Order Fee $35.00

* If you fail to make a required minimum payment due, we may increase the APR to 17.9%

Overdraft Protection for CSB Checking is $3.00 for each transfer, great security for your checking needs!

Payments can be made by ACH Autopay, from a CSB Checking or Statement Savings at no charge. You arrange how you'd like your bills paid, and it will be paid automatically, choose from:

• Pay in Full
• Pay the minimum payment due
• Pay a fixed amount each month (e.g. $50/month)

Payments can be made at CSB - any branch: inside, drive up, night drop box
Payments are posted on the 2nd business day & backdated to the date receivd
(e.g. - payment made on Monday @ CSB, posted to Credit Card Computer Tuesday and customer has access to funds on Wednesday)

New Accounts receive cards in approximately 1 week
Local customer service - call any CSB Branch with questions, drop off payments at any branch.

After hours balance inquiries or lost/stolen cards 1-800-423-7503

Debt consolidation is Simple! Bring in your current credit card bill and we will take care of payment and transfer your balance to your CSB card. No Fee involved.

• Have you lost your card?
  Call (800)423-7503 or (800)847-2911
• If Card is found, cut up and send to:
  P.O. Box 24747
  Tampa, FL 33623

Contact Us or call (989)865-9945 Extension 4020 for additional information.

A copy of our Credit Card Agreement is available upon request Please call 989-865-4020 or write to PO Box 10 Saint Charles, MI 48655